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"Payment Method Expiration" Notification- Subscription in renewal (annual/semi annual/custom period)

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"Payment Method Expiration" Notification- Subscription in renewal (annual/semi annual/custom period)

An account that has an annual / semi annual / monthly / custom period subscription will normally update its credit card one month, 15 or 3 days before it is renewed. If for monthly subscriptions you can use the notification even if the subscription is not in renewal, it would be useful to have an option that allows you to send notifications not earlier than one month, 15 or 3 days before to the accounts that have a renewal of their active subscription.

This possibility would preventively prevent any problems with the customer and avoid sending e-mails due to non-payment.

Does this possibility already exist?

Can it be a development idea?