for direct debit schemes, merchants currently have to kick off payment runs an exact number of working days before the charge date.
At best, this means that somebody at the merchant has to manually kick off the payment run on a given day, and that this needs to complete by 4pm. At worst, for high volume, it can make it impossible to get all payments submitted before 4pm. Different direct debit schemes have different timings, so maybe needs to be tied to payment run as well as gateway config/setup.
... View more