Test payment gateway to decline transaction
Currently, Test payment gateway only returns "approved" status. If we can setup test payment gateway that returns "declined" status, we can test failure scenario without having to setup real payment gateway.
I think we would need two parts to make this change
1) add picklist Always "Decline/Approve" on TEST payment gateway setup page
2) TEST payment gateway will "Decline/Approve" the transactions based on the configuration above.
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