The billing descriptor is who the customer sees on their credit card statement as the seller. Electronic Transaction Receipts must include the Merchant name as it will appear in the Clearing Record and on the Cardholder billing statement; for example the domain name where the purchase was made may be required by Vantiv (and any acquirer) underwriting for ecommerce transactions. Acquirers may prohibit merchants using multiple domains with the same merchant account to avoid customer confusion. Is that what you're referring to here "recognize what product they have purchased" For multichannel commerce, the billing descriptor can be different for retail & ecommerce. This is managed not in the API, but in the Acquirer Terminal ID that the payment gateway is set up for. Not all payment gateways support this type of multiple descriptors without a separate merchant account. Can you elaborate with more specifics to further clarify a response?
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